Terms and Conditions
Effective Date: 01/11/2025
These Terms and Conditions govern your use of Journey2Wealth Enterprises LLC’s website, services, and products. By accessing our services, you agree to comply with these terms.
1. Services Provided
Journey2Wealth Enterprises LLC provides financial services, including credit repair, business funding assistance, and educational resources. The results of our services may vary based on individual circumstances.
2. User Responsibilities
Provide accurate and complete information.
Use our services for lawful purposes only.
Do not share login credentials or sensitive information unnecessarily.
3. Disclaimer of Warranties
Our services are provided "as is" without warranties of any kind. We do not guarantee specific outcomes, such as credit score improvements or funding approvals.
4. Limitation of Liability
We are not liable for indirect, incidental, or consequential damages arising from the use of our services. Our total liability is limited to the fees paid for our services.
5. Modifications to Terms
We reserve the right to update these Terms and Conditions at any time. Changes will be effective immediately upon posting.
6. Contact Us
For inquiries regarding these terms, please contact us at:
Email: info@j2w-fs.com
Privacy Policy
Effective Date: 01/11/2025
Journey2Wealth Enterprises LLC ("we," "us," or "our") values your privacy. This Privacy Policy explains how we collect, use, and protect your personal information when you interact with our website, services, and products.
1. Information We Collect
Personal Information: Name, email address, phone number, billing address, and payment information.
Non-Personal Information: Browser type, IP address, and usage data collected through cookies or similar technologies.
Sensitive Information: Financial documents, credit reports, and other details required for credit repair services.
2. How We Use Your Information
To provide and manage our services.
To process transactions securely.
To send updates, newsletters, and promotional materials (with your consent).
To comply with legal obligations and industry regulations.
3. Information Sharing
We do not sell, rent, or trade your information. We may share information with trusted third parties only when necessary to:
Process payments (e.g., payment processors).
Comply with legal obligations or respond to law enforcement.
Improve our services through third-party tools.
4. Data Security
We implement robust security measures to protect your information from unauthorized access, alteration, or destruction. However, no online system is 100% secure, and we cannot guarantee absolute security.
5. Your Rights
Access and update your personal information.
Opt out of promotional emails.
Request deletion of your data, subject to legal obligations.
6. Contact Us
If you have questions about this Privacy Policy, please contact us at:
Email: info@j2w-fs.com
Refund Policy
Effective Date: 01/11/2025
At Journey2Wealth Enterprises LLC, we are committed to customer satisfaction. Please review our refund policy below:
1. Eligibility for Refunds
Refunds are available under the following conditions:
Services that have not been fully rendered or completed.
The request is accompanied by a valid reason and supporting documentation.
2. Non-Refundable Items
Fees for services already rendered.
Digital products that have been downloaded or accessed.
Administrative fees or third-party processing charges.
3. Refund Process
Submit a refund request via email at info@j2w-fs.com.
Refunds will be processed within 10-14 business days of approval.
4. Contact Us
For refund-related questions, please contact us at:
Email: info@j2w-fs.com
Digital Product Policy
Effective Date: 01/11/2025
Journey2Wealth Enterprises LLC offers digital products, including eBooks, templates, and educational resources. By purchasing or accessing our digital products, you agree to the following terms:
1. License and Usage
Digital products are for personal or business use only.
Redistribution, resale, or modification of digital products is prohibited unless explicitly permitted (e.g., PLR products).
2. Delivery
Digital products are delivered electronically via email or download link.
Ensure the email address provided at checkout is accurate to receive your product.
3. Refunds and Exchanges
Due to the nature of digital products, refunds are not offered once the product has been downloaded or accessed.
If you experience issues with a download, contact us for assistance.
4. Intellectual Property
All digital products remain the intellectual property of Journey2Wealth Enterprises LLC. Unauthorized use or distribution will result in legal action.
5. Support
For support with digital products, please contact us at:
Email: info@j2w-fs.com
Journey2Wealth Enterprises LLC is dedicated to delivering exceptional service while protecting your rights as a consumer. Thank you for choosing us!
